Have You Got Questions?

We have various types of business loan products depending on your need. We have:

• LPO Finance
• Invoice Discounting
• Working Capital/Bridge Finance
• Import Duty
• Female Entrepreneur Loan

This will be dependent on your monthly turnover, however with a minimum loan amount of N500,000.

We would require you to provide the following to begin:

• Request Letter
• Last 6 months bank statement
• Evidence of business registration

Collateral might be required depending on loan amount requested.

There is no fixed interest rate. The interest rate is dependent on different factors such as the loan amount, tenor, monthly turnover, etc.

It takes only 72 hours upon receipt of all required documents thereafter money will be disbursed.

Repayment is made via postdated cheques or Direct Debit Mandate.

Every due date.

Yes, There are upfront fees.

Yes, without additional cost.

No.

The minimum amount you can invest is N100,000

It depends on the investment plan you opt for, it varies from 60 days to 365 days.

Interest rate varies from time to time. Before you start an investment with us, we will show the prevailing rate at the time and how much you stand to earn.

Interest rate is calculated per annum.

Simple! Fill out an investment form, provide a valid means of ID and Utility bill and funds will be invested for you based on your parameters.

No, you don’t need to open an account.

Yes, you can. We encourage you to have different plans to achieve all your financial goals.

It depends on the investment plan you choose. Not all investment plans allows this.

Yes, your money is safe with us. We are regulated by Central Bank of Nigeria.

Yes, you can.

Interest is paid monthly, quarterly, or at maturity. Depending on the type of product, you can also get upfront payment.

No, there are no extra fees or charges.

Definitely. You will get a letter of investment within 24hours.

Yes, you can at maturity.

Definitely. You will be assigned a Relationship Manager who would notify you.

We have Vehicle Lease and Equipment Lease. Equipment Lease covers items like computers, generators, refrigerators, air-conditioners, laptops, etc.

Salary earners, Corporate Organizations, and established Self-employed business owners are eligible to apply.

For Individuals you will need to provide the following:

• A duly filled lease application form.
• Copy of last 6 months’ bank account statement.
• A recent passport photograph and a copy of the beneficiary’s Valid Government issued ID.
• Work ID card.
• A copy a recent utility bill.
• Employment letter for salaried earners
• Posted dated cheques and a direct debit mandate
• A Guarantor

Corporate Organizations will provide the following:

• Copy of one year bank statement for Corporate organizations transactions.
• CAC documents (co2.c07 form and certification.
• Six (6) months projected cash flow.
• Memorandum and Article of association.
• Company profile.
• Management profile.
• Board resolution approving the lease request.
• 2 Guarantors.
• Original documents for additional collateral for transactions above 10 million.

Click fill out this application form here@
You can also call us at 08161260031 to indicate your interest.

As an individual you can access any amount from N50,000 – N5,000,000
While Corporate Organizations can access  from N200,000 – N15,000,000

It takes only 72 hours upon submission of all documents.

We charge 3% reducing balance on Vehicle Lease and 3% flat rate on Equipment Lease. However any transaction above than N1,500,000 will be charged at 3% reducing rate for Equipment Lease.

The Loan tenor for Vehicle Lease is between 12-24 months,
While Equipment  Lease is between 3 -12 months.

Repayment is done via Direct debit or cheques and repayment is due on a monthly basis as would be indicated on your offer letter.

Upon default, facility will attract the current interest rate of 3% flat per month and default charge of 1% flat per month of the outstanding amount after 2 missed rentals; we would recover the asset from you.

Yes you can and there are no liquidation charges attached.

Ownership of the asset becomes yours only and after full repayment has been completed.

Of course you can if you have the capacity to make both payments.

Yes, there is an equity contribution of 25%.

The customer bears the cost of servicing and repairs.

There are no hidden fees and charges. However for Vehicle lease you will be required to pay for the vehicle registration, tracker and comprehensive motor insurance.